Auction file check.

Add the complete court letter with every attachment, file reference and envelope or digital service record. The service date may be time-critical and must be checked against the original records. Background on a possible private sale is available in the article on a private sale before judicial auction.

Add the loan agreement, current balance statement with cut-off date and correspondence with the financing bank. Court letters and records of service still require timely review against the originals. See the article on a private sale before judicial auction.

Keep complete court letters and service records together with the loan agreement, current balance and bank correspondence. Review each service record individually, then determine the next step from the complete file. See the article on a private sale before judicial auction.

Add a current land register extract, mortgage and security agreements, and the rank documents. Without them the security cannot be reliably classified. Then classify scope and rank from the instruments.

Add a balance statement with a cut-off date that separates principal, interest, costs and payments already credited. Compare the balance statement with the title, security and land register.

Keep the current land register extract, security agreements, rank documents and balance statement with a cut-off date together. Existence and rank require the claim records, security and land register to be reviewed together.

Add the current auction edict, the court auction terms and the valuation report. Section 141 concerns valuation. Section 146 concerns only changes to statutory auction terms. Review these records together before setting the bid ceiling.

Add financing confirmation, evidence of own funds, a reserve for ancillary costs and the written personal ceiling. Align amount, due date and reserve with the financing.

Add inspection notes, dated photos and known tenancy, use and possession information. Clarify condition, use and handover from the specific records.

Keep the edict, auction terms, valuation report, financing evidence and documented property position together. Read the edict, terms, valuation, land register and property position together before bidding.